Superannuation Calculator

The Nasfund Superannuation Calculator helps members estimate their retirement savings by allowing them to see how different factors, like age, salary, and contribution rates, can impact their final balance.

The results are estimates only and should not be considered financial advice; actual outcomes may vary based on market conditions and other factors. Members are encouraged to seek professional financial advice for personalised planning.

About you
I am
years old
I earn
K
per
I currently have
K
in my superannuation
I plan to retire at age

*To help us estimate your superannuation, please provide the following information: your current age, annual income, superannuation balance, and desired retirement age. Please note the following age requirements:

  • Minimum age: 18

  • Maximum age for males: 64

  • Maximum age for females: 69

  • Maximum age for other genders: 67

  • Retirement age must be greater than your current age

Continue

Super at Retirement (age ) An estimate of your superannuation balance assuming an employer contribution of 8.4%, a personal contribution of 6%, an interest rate of 2.5%, and an expected annual income growth of 5%.

Assuming an employer contribution of 8.4%, an employee contribution of 6%, an interest rate of 5%, and an expected annual income growth of 5%.

Retirement Readiness

We can’t assess your readiness just yet. Head to the next step to add your living expenses and fine-tune your plan.

See how retirement ready I am

Super at Retirement (age ) An estimate of your superannuation balance assuming an employer contribution of 8.4%, a personal contribution of 6%, an interest rate of 2.5%, and an expected annual income growth of 5%.

K0

Employer contribution: K0

Voluntary contribution: K0

Interest: 0

Living expenses (now)

K0

Fortnightly

Living expenses (age ) Based on your current living expenses, we've calculated what your living expenses will be at your retirement based on a 5% rate of inflation each year.

K0

Fortnightly

You haven’t added any expenses yet.

Test 1 Add Expenses

Living expenses (now)

K0

Fortnightly

Living expenses (age ) Based on your current living expenses, we've calculated what your living expenses will be at your retirement based on a 5% rate of inflation each year.

K0

Fortnightly

Retirement Readiness

We can’t assess your readiness just yet. Head to the next step to add your living expenses and fine-tune your plan.

You’re on track to meet your retirement goals. Keep reviewing your plan regularly to make sure it fits your lifestyle.

Your current plan likely won’t be enough. You may need to increase contributions, delay retirement, or reduce spending.

You’re close, but there’s limited flexibility in your plan. A small adjustment now could improve your long-term outlook.

Run out age The age at which your super balance is expected to run out, based on your retirement income requirement and projected investment returns.

85

Projection Settings

Desired Retirement Age This is the age you wish to retire, use the slider to change your retirement age and see how it impacts your superannuation.

>51

0

85

Expected Annual Income Growth Set at 5% per annum, this is the inflation rate used to determine your expenses at retirement age. You can adjust the annual rate of inflation applied by using the slider.

>5

0%

10%

%

Annual Crediting Rate The estimated yearly return on your super balance, after fees and taxes. This rate impacts how much your savings grow over time.

>5

0.01%

10%

%
Your Contributions

Employer voluntary contribution The percentage of your salary your employer contributes to your super each year. This is usually set by law but can vary depending on your agreement.

Unit

>8.4

8.4%

15%

%

Frequency

Employee voluntary contribution The percentage of your salary you contribute to your super after tax, on top of your employer’s contributions.

Unit

>6

6%

100%

%

Frequency

One-off contributions In accordance with government regulations, you may be asked for proof of where the funds have originated from to comply with government anti monetary laundering laws.

Add one-off contribution
Living Expenses

Add your current living expenses below, they’ll appear on the graph so you can see the impact of inflation on your expenses

Housing

Rent or mortgage payments, property taxes, home insurance, utilities (electricity, water, gas, internet).

Amount

K

Frequency

Transportation

Car payments, fuel, public transport costs, insurance, maintenance, registration.

Amount

K

Frequency

Food & Groceries

Weekly groceries, dining out, coffee, meal delivery services.

Amount

K

Frequency

Healthcare & Insurance

Health insurance, medical expenses, prescriptions, dental and vision care.

Amount

K

Frequency

Personal & Miscellaneous

Entertainment, subscriptions, clothing, gym memberships, personal care, savings, debt repayments.

Amount

K

Frequency

Other

Other expenses that don't fall into the categories mentioned above, such as gifts, donations, pet care, or unforeseen costs.

Amount

K

Frequency

Next steps
Next steps
Contact

Get in touch

Do you have a question for us?

Please contact us on:
Call: 1588
Email: help@nasfund.com.pg

Email Your Superannuation Results

Enter your email address below and we’ll send you a copy of your superannuation calculation for your records.

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